Chapter 7 bankruptcy provides individuals and businesses with a fresh financial start by eliminating most unsecured debts, such as credit card balances and medical bills. Filing for Chapter 7 involves a means test to determine eligibility and requires the liquidation of non-exempt assets to repay creditors. An experienced Chapter 7 bankruptcy attorney near you can guide you through the process, help protect exempt property, and ensure compliance with federal and state laws. chapter 7 bankruptcy near me